Wed. Aug 21st, 2019

Benefits of Capital One's Quicksilver

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The Capital One® Quicksilver® Money Rewards Credit score Card is a straightforward possibility that's good for minimalists or these on the lookout for easy-to-manage rewards. You do not need to observe rewards classes, spending limits or buying and selling thresholds with this $ zero annual payment card. It really works nicely solo as an inescapable possibility for all purchases, and it blends nicely with different bank cards providing increased rewards in widespread spending classes.

»MORE: Finest Money Again Credit score Playing cards from NerdWallet

Direct Rewards

Regardless of the place you employ the Capital One® Quicksilver® Money Rewards Credit score Card, you'll get pleasure from a strong customary price of 1.5% Money Again on all purchases. Rewards can accumulate rapidly if you happen to use the cardboard for many purchases and you’ll redeem them at any quantity. Rewards are redeemed for money again, bank card statements or reward playing cards. They don’t expire till your account is open and energetic.

»PLUS: Which bank card with 1.5% money again do you have to select?

Launch Incentives

The Capital One® Quicksilver® Money Rewards Credit score Card gives strong welcome gives that would assist cowl the price of your purchases.

A registration bonus for brand spanking new cardholders

To qualify for a beneficiant sign-up bonus, you do not need to spend so much: a one-time money bonus of $ 150 after spending $ 500 on purchases inside three months following the opening of the account. You’ll be able to plan your request round a number of months with further bills to realize this objective.

An extended introductory APR of zero%

You’re going to get a zero% introduction on purchases and stability transfers for 15 months, then the present APR of 16.24% – 26.24% variable APR. It's a very long time to finance your purchases and save on curiosity fees.

»MORE: The Finest NerdWallet Credit score Card Bonus Presents

Options tailored for journey

No transaction charges overseas

Many money again bank cards cost a payment for purchases made exterior the USA – usually between 1% and three% per transaction. The Capital One® Quicksilver® Money Rewards bank card doesn’t cost these charges, so it can save you cash on these doubtlessly costly transactions whenever you journey overseas.

Worldwide Acceptance of Retailers

As a member of the Visa community, the Capital One® Quicksilver® Money Rewards bank card is broadly accepted by retailers abroad.

»MORE: NerdWallet's Finest Credit score Playing cards With out Transaction Prices

Protections: Advantages Associated to Purchasing and Journey

The Capital One® Quicksilver® Money Rewards bank card gives completely different parallel advantages relying on whether or not you’re authorized for the Visa Signature or Visa Platinum model of the cardboard. (Capital One will make this resolution throughout your software.)

Listed here are some great benefits of each variations:

Visa Signature and Platinum Visa Advantages

Prolonged safety assured

This profit provides as much as one 12 months to producer's warranties of three years or much less whenever you use the cardboard to buy eligible objects. The situations apply. Be taught extra about prolonged guarantee protections.

Journey Accident Insurance coverage

You and your eligible members of the family are insured as much as a certain quantity towards eligible accidents which will happen on the time of entry, departure or journey to a licensed frequent service, supplied that you just billed your total ticket to Capital One® Quicksilver® Money Rewards. Bank card. Protection may lengthen to eligible transportation to and from the airport, relying on whether or not or not you will have charged the fare to your card earlier than you allow. The situations apply and can be completely different for Visa Platinum and Visa Signature card variations.

Exemption from collision harm with a lessor

Shield your self from theft or theft of your automotive whenever you use your card to pay for a automotive rental and refuse protection by the automotive rental company. Protection is secondary to your individual insurance coverage coverage, which implies that you’ll have to cross it first if the rental automotive is broken or stolen. With out your individual insurance coverage coverage, this profit reimburses the quantity lined within the occasion of theft and harm, in addition to different eligible bills that the automotive rental firm could cost when the automotive is out of service. The situations apply. Be taught extra about automotive rental bank card protection.

Journey and emergency help companies

For those who face an emergency overseas, this profit may also help you discover medical, authorized and journey companies by connecting to native emergency and help assets. your vacation spot. The profit extends to you, your partner and dependent kids underneath the age of 22. The situations apply.

»MORE: The Finest NerdWallet Capital One Credit score Playing cards

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